Are you looking to cancel your CreditRepair.com account because you’ve achieved your credit goals or find the service too expensive? Don’t worry, this article will walk through exactly how to cancel CreditRepair.com.
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Things to Know Before Cancelling
CreditRepair.com is a paid subscription service that challenges questionable negative items on your credit reports to help improve your credit score. Here are some key things to note:
- CreditRepair.com has various service levels, ranging from free to $119.95 per month. Review your current plan.
- Visit the CreditRepair.com website and read the Terms of Service for cancellation policies.
- You can cancel anytime without penalty, but services are not prorated if cancelled mid-cycle.
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How to Cancel CreditRepair.com?
There are two ways to cancel CreditRepair.com – by phone or by contacting your bank:
Method 1: Call Customer Service
The easiest way to cancel is to call CreditRepair.com customer service at 1-800-232-6499 and request closure. Inform the agent you wish to cancel service and provide account details to process the cancellation.
Method 2: Revoke Bank Authorization
Alternatively, you can contact your credit card company or bank to revoke authorization for future CreditRepair.com charges. This will cancel payments but you still need to call support to close the actual account.
Things to Consider Before Cancelling
Before cancelling CreditRepair.com:
- Negative items may reappear without ongoing challenges. Have a credit monitoring plan in place.
- Your credit could regress without the service actively working to improve it.
- You lose access to CreditRepair.com online dashboard and alerts to monitor credit.
Essentially cancelling stops new disputes but resolved issues may resurface in the future. Weigh risks before cancelling without a backup plan.
Wrap Up
To cancel CreditRepair.com, call 1-800-232-6499 or revoke monthly billing authorization with your bank. Be aware of potential credit impacts following cancellation before deciding.